{"id":14674,"date":"2026-06-03T18:18:00","date_gmt":"2026-06-03T18:18:00","guid":{"rendered":"https:\/\/thesmartsjobs.com\/ea90c6a9-0409-45bb-b030-aeec258625b9\/"},"modified":"2026-06-03T18:18:17","modified_gmt":"2026-06-03T18:18:17","slug":"ea90c6a9-0409-45bb-b030-aeec258625b9","status":"publish","type":"post","link":"https:\/\/thesmartsjobs.com\/fr\/ea90c6a9-0409-45bb-b030-aeec258625b9\/","title":{"rendered":"Standard Chartered CashOne Personal Loan: Low Rates, Fast Approval &#038; High Cashback"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Standard Chartered<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enjoy rates from 1% p.a. (EIR from 1.94% p.a.), high cashback up to S$7,500, and instant approval for fast access to your funds.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thesmartsjobs.com\/fr\/redirect\/?https:\/\/www.sc.com\/sg\/borrow\/loans\/cashone\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postulez maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<h2>Introducing CashOne Personal Loan<\/h2>\n<p>The Standard Chartered CashOne Personal Loan offers some of the lowest rates in Singapore, starting from just 1% per annum. With an effective interest rate (EIR) from 1.94% p.a., borrowers can access loan amounts from S$1,000 up to S$250,000. Tenures range from one to five years, providing flexible repayment options suited to various financial needs. Applicants can expect fast approvals and, if eligible, enjoy instant funds disbursement upon approval.<\/p>\n<p>Cashback rewards are a significant highlight. For approved loan amounts, customers can receive up to S$7,500 cashback credited directly to their Standard Chartered current or savings account. The exact cashback percentage varies for new and existing customers: up to 3% for new-to-card and up to 2% for existing-to-card applicants. Exclusive features include no late penalties if minimum payments are met for six consecutive months and flexible minimum repayments from as low as S$50.<\/p>\n<p>Fees include a first-year annual fee of S$199, deducted from the approved loan amount, and minimal charges for early repayment or tenure changes. Foreigners eligible for the loan must have an Employment Pass and minimum annual income of S$90,000, while citizens and PRs need at least S$30,000 annually. Document requirements vary, but SingPass users applying with MyInfo enjoy streamlined applications with no documentation needed.<\/p>\n<h2>Comment postuler\u00a0: \u00c9tape par \u00e9tape<\/h2>\n<p>Check eligibility based on age and minimum income criteria to ensure smooth application. Next, prepare required documents, or if using MyInfo via SingPass, benefit from a hassle-free process. Complete the application form online, choosing the desired loan amount and tenure based on your needs.<\/p>\n<p>Wait for instant approval if paperwork is in order; otherwise, the bank may request extra documentation for verification. Once approved, select your disbursement account\u2014choosing a Standard Chartered account speeds up the payout. Receive your funds instantly or within 15 minutes if credited to a non-Standard Chartered bank account.<\/p>\n<h2>Pros of CashOne Personal Loan<\/h2>\n<p>One major advantage is the low interest rates with a transparent fee structure. Borrowers also benefit from fast processing and instant fund disbursement, making it ideal for urgent financial needs. The generous cashback offer of up to S$7,500 adds excellent value, especially for larger loans or longer tenures.<\/p>\n<p>With the option for minimum payments and the absence of late penalties after six months of timely repayments, it&#8217;s a highly flexible option. Existing Standard Chartered clients enjoy even simpler application procedures.<\/p>\n<h2>Inconv\u00e9nients \u00e0 prendre en compte<\/h2>\n<p>The S$199 annual fee in the first year can lessen the effective amount received. Additionally, applicants with less-than-ideal credit may see higher interest rates than the advertised promotional rate. Early repayment and tenure change incur additional charges, which could affect those seeking more flexibility during the loan term.<\/p>\n<p>Foreigners face stricter eligibility in terms of income and documentation, while the cashback offer requires a Standard Chartered account for crediting.<\/p>\n<h2>Our Verdict<\/h2>\n<p>Standard Chartered\u2019s CashOne Personal Loan stands out due to its competitive rates, high maximum cashback, and speedy disbursement. The instant approval, flexibility in repayments, and rewarding cashback scheme make it a solid choice for eligible borrowers. While fees and stricter conditions for certain groups exist, the advantages outweigh the drawbacks for many.<\/p>\n<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Standard Chartered<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enjoy rates from 1% p.a. (EIR from 1.94% p.a.), high cashback up to S$7,500, and instant approval for fast access to your funds.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thesmartsjobs.com\/fr\/redirect\/?https:\/\/www.sc.com\/sg\/borrow\/loans\/cashone\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postulez maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Explore the Standard Chartered CashOne Personal Loan. Get low rates from 1% p.a., up to S$7,500 cashback, and instant approval for fast cash. Discover pros, cons, and our unbiased verdict.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Standard Chartered CashOne Personal Loan: Low Rates, Fast Approval &amp; High Cashback - The Smarts Jobs<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thesmartsjobs.com\/fr\/ea90c6a9-0409-45bb-b030-aeec258625b9\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Standard Chartered CashOne Personal Loan: Low Rates, Fast Approval &amp; High Cashback - The Smarts Jobs\" \/>\n<meta property=\"og:description\" content=\"Explore the Standard Chartered CashOne Personal Loan. 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